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Indian Bank

KHALILABAD GOLA BAZAR BRANCH

+919161407388

IFSC CODE
IDIB000K669
MICR Code 226019064
Branch Code 00K669
City / District SANT KABIR NAGAR
State UTTAR PRADESH
Office Address 236 GOLA BAZAR NEAR MENHDAWAL BYPASS KHALILABAD PIN 272175
Phone +919161407388
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KHALILABAD GOLA BAZAR branch of Indian Bank, the code IDIB000K669 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000K669 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KHALILABAD GOLA BAZAR

Payment Systems Supported by IDIB000K669

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226019064—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in SANT KABIR NAGAR typically follows the RBI holiday calendar. Digital transfers via IDIB000K669 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000K669 is the valid code for KHALILABAD GOLA BAZAR at SANT KABIR NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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