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Indian Bank

FACULTY OF DENTAL SCIENCE BRANCH

+915224311125

IFSC CODE
IDIB000F501
MICR Code 226019255
Branch Code 00F501
City / District CHOWK
State UTTAR PRADESH
Office Address FACULTY OF DENTAL SCIENCE CSJMMU SHAMINA ROAD CHOWK LUCKNOW CHOWK PIN 226003
Phone +915224311125
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FACULTY OF DENTAL SCIENCE branch of Indian Bank, the code IDIB000F501 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000F501 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FACULTY OF DENTAL SCIENCE

Payment Systems Supported by IDIB000F501

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226019255—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in CHOWK typically follows the RBI holiday calendar. Digital transfers via IDIB000F501 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000F501 is the valid code for FACULTY OF DENTAL SCIENCE at CHOWK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • FACULTY OF DENTAL SCIENCE Contact
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Platform Links

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