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Indian Bank

EDAIYUR SANGENDHI BRANCH

+914369243377

IFSC CODE
IDIB000E032
MICR Code 610019011
Branch Code 00E032
City / District EDAIYUR SANGENDHI
State TAMIL NADU
Office Address 4/199 MAIN ROAD EDAIYUR SANGENDHI THIRUTHURAIPOONDI TALUK PIN 614702
Phone +914369243377
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Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the EDAIYUR SANGENDHI branch of Indian Bank, the code IDIB000E032 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000E032 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for EDAIYUR SANGENDHI

Payment Systems Supported by IDIB000E032

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—610019011—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in EDAIYUR SANGENDHI typically follows the RBI holiday calendar. Digital transfers via IDIB000E032 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000E032 is the valid code for EDAIYUR SANGENDHI at EDAIYUR SANGENDHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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