Indian Bank
AVINASHILINGAM DEEMED UNIVERSITY BRANCH
+914222449320
Related Branches
Understanding IFSC Code: The Digital DNA of Indian Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AVINASHILINGAM DEEMED UNIVERSITY
branch of Indian Bank, the code IDIB000A005 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IDIB000A005 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IDIB" represents Indian Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AVINASHILINGAM DEEMED UNIVERSITY
Payment Systems Supported by IDIB000A005
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—641019012—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Indian Bank in AVINASHILINGAM UNIVERSITY CAMPUS typically follows the RBI holiday calendar. Digital transfers via IDIB000A005 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IDIB000A005 is the valid code for AVINASHILINGAM DEEMED UNIVERSITY at AVINASHILINGAM UNIVERSITY CAMPUS, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Indian Bank Branch List
- • AVINASHILINGAM UNIVERSITY CAMPUS IFSC Codes
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Financial Tools
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Branch Context
- • AVINASHILINGAM DEEMED UNIVERSITY Contact
- • Address of Indian Bank
- • MICR Code Finder
- • TAMIL NADU Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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