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ID

IDFC FIRST Bank

GHATKESAR BRANCH BRANCH

IFSC CODE
IDFB0081815
MICR Code 501751002
Branch Code 081815
City / District GHATKESAR
State TELANGANA
Office Address GROUND FLOOR, DNO.9-133, BLOCK-9, VILLAGE- GHATKESAR &MANDAL, DISTRICT-MEDCHAL- MALKAJGIRI MAL, TELANGANA- 501301 / TOLLFREE NUMBER - 18602582000
Phone Not Available
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Understanding IFSC Code: The Digital DNA of IDFC FIRST Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GHATKESAR BRANCH branch of IDFC FIRST Bank, the code IDFB0081815 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDFB0081815 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDFB" represents IDFC FIRST Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GHATKESAR BRANCH

Payment Systems Supported by IDFB0081815

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—501751002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDFC FIRST Bank in GHATKESAR typically follows the RBI holiday calendar. Digital transfers via IDFB0081815 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDFB0081815 is the valid code for GHATKESAR BRANCH at GHATKESAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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  • • Swift Code for IDFC FIRST Bank
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Financial Tools

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Branch Context

  • • GHATKESAR BRANCH Contact
  • • Address of IDFC FIRST Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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