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ID

IDFC FIRST Bank

GUDIVADA BRANCH BRANCH

IFSC CODE
IDFB0081011
MICR Code 521751002
Branch Code 081011
City / District GUDIVADA
State ANDHRA PRADESH
Office Address 1ST FLOOR, NO.11-90, ELURU ROAD, REVENUE WARD-11, GUDIVADA, KRISHNA DIST. A.P. , PIN CODE-521301 TOLL FREE NO-18004194332
Phone Not Available
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Understanding IFSC Code: The Digital DNA of IDFC FIRST Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GUDIVADA BRANCH branch of IDFC FIRST Bank, the code IDFB0081011 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDFB0081011 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDFB" represents IDFC FIRST Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GUDIVADA BRANCH

Payment Systems Supported by IDFB0081011

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—521751002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDFC FIRST Bank in GUDIVADA typically follows the RBI holiday calendar. Digital transfers via IDFB0081011 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDFB0081011 is the valid code for GUDIVADA BRANCH at GUDIVADA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GUDIVADA BRANCH Contact
  • • Address of IDFC FIRST Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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