IDFC FIRST Bank
DIMAPUR-DBU BRANCH BRANCH
Understanding IFSC Code: The Digital DNA of IDFC FIRST Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DIMAPUR-DBU BRANCH
branch of IDFC FIRST Bank, the code IDFB0060862 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IDFB0060862 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IDFB" represents IDFC FIRST Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DIMAPUR-DBU BRANCH
Payment Systems Supported by IDFB0060862
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—797751003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The IDFC FIRST Bank in DIMAPUR typically follows the RBI holiday calendar. Digital transfers via IDFB0060862 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IDFB0060862 is the valid code for DIMAPUR-DBU BRANCH at DIMAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • IDFC FIRST Bank Branch List
- • DIMAPUR IFSC Codes
- • Swift Code for IDFC FIRST Bank
- • Bank Holiday in NAGALAND
Financial Tools
- • GST Calculator Online
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Branch Context
- • DIMAPUR-DBU BRANCH Contact
- • Address of IDFC FIRST Bank
- • MICR Code Finder
- • NAGALAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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