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ID

IDFC FIRST Bank

MANDSAUR BRANCH BRANCH

IFSC CODE
IDFB0041281
MICR Code 458751001
Branch Code 041281
City / District MANDSAUR
State MADHYA PRADESH
Office Address GROUND AND MEZZANINE FLOOR, PLOT NO 109-2, KALIDAS MARG, STATION ROAD, TEHSIL & DISTRICT MANDSAUR , MANDSAUR, MP 458001, TOLL FREE NO 1800 419 8332
Phone Not Available
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Understanding IFSC Code: The Digital DNA of IDFC FIRST Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANDSAUR BRANCH branch of IDFC FIRST Bank, the code IDFB0041281 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDFB0041281 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDFB" represents IDFC FIRST Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANDSAUR BRANCH

Payment Systems Supported by IDFB0041281

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—458751001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDFC FIRST Bank in MANDSAUR typically follows the RBI holiday calendar. Digital transfers via IDFB0041281 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDFB0041281 is the valid code for MANDSAUR BRANCH at MANDSAUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MANDSAUR BRANCH Contact
  • • Address of IDFC FIRST Bank
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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