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ID

IDFC FIRST Bank

CROSSING REPUBLIC - GHAZIABAD BRANCH BRANCH

+919136158189

IFSC CODE
IDFB0021413
MICR Code 110751034
Branch Code 021413
City / District GHAZIABAD
State UTTAR PRADESH
Office Address GROUND FLOOR SHOP NO.1 & 2, PANCHSHEEL TOWER NO.2, PANCHSHEEL WELL BAZAR, GH-6, CROSSING REPUBLIC, GHAZIABAD - 201016
Phone +919136158189
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of IDFC FIRST Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CROSSING REPUBLIC - GHAZIABAD BRANCH branch of IDFC FIRST Bank, the code IDFB0021413 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDFB0021413 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDFB" represents IDFC FIRST Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CROSSING REPUBLIC - GHAZIABAD BRANCH

Payment Systems Supported by IDFB0021413

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110751034—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDFC FIRST Bank in GHAZIABAD typically follows the RBI holiday calendar. Digital transfers via IDFB0021413 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDFB0021413 is the valid code for CROSSING REPUBLIC - GHAZIABAD BRANCH at GHAZIABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • CROSSING REPUBLIC - GHAZIABAD BRANCH Contact
  • • Address of IDFC FIRST Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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