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ICICI Bank

ZILA SAHKARI BANK LTD SIDDHARTHNAGAR BRANCH

+917398680286

IFSC CODE
ICIC00ZSBSN
MICR Code
Branch Code 0ZSBSN
City / District NAUGARH
State UTTAR PRADESH
Office Address BANK ROAD,TETRI BAZAR,SIDDHARTHNAGAR UP
Phone +917398680286
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ZILA SAHKARI BANK LTD SIDDHARTHNAGAR branch of ICICI Bank, the code ICIC00ZSBSN ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00ZSBSN Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ZILA SAHKARI BANK LTD SIDDHARTHNAGAR

Payment Systems Supported by ICIC00ZSBSN

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in NAUGARH typically follows the RBI holiday calendar. Digital transfers via ICIC00ZSBSN for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00ZSBSN is the valid code for ZILA SAHKARI BANK LTD SIDDHARTHNAGAR at NAUGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • NAUGARH IFSC Codes
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Financial Tools

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Branch Context

  • • ZILA SAHKARI BANK LTD SIDDHARTHNAGAR Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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