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Uttarakhand State Co-operative Bank

Uttarakhand State Co-operative Bank IMPS BRANCH

+915946251198

IFSC CODE
ICIC00USCBD
MICR Code 248554002
Branch Code 0USCBD
City / District DEHRADUN
State MAHARASHTRA
Office Address 4 VISHNU VIHAR AJABPUR KALAN BYPASS ROAD DEHRADUN,UTTARANCHAL
Phone +915946251198
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttarakhand State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Uttarakhand State Co-operative Bank IMPS branch of Uttarakhand State Co-operative Bank, the code ICIC00USCBD ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00USCBD Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents Uttarakhand State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Uttarakhand State Co-operative Bank IMPS

Payment Systems Supported by ICIC00USCBD

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—248554002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttarakhand State Co-operative Bank in DEHRADUN typically follows the RBI holiday calendar. Digital transfers via ICIC00USCBD for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00USCBD is the valid code for Uttarakhand State Co-operative Bank IMPS at DEHRADUN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • Uttarakhand State Co-operative Bank IMPS Contact
  • • Address of Uttarakhand State Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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