Zila Sahakari Bank Unnao
Zila Sahakari Bank Unnao IMPS BRANCH
+915152820213
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Unnao
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Zila Sahakari Bank Unnao IMPS
branch of Zila Sahakari Bank Unnao, the code ICIC00UDCCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00UDCCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Zila Sahakari Bank Unnao
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Zila Sahakari Bank Unnao IMPS
Payment Systems Supported by ICIC00UDCCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—208859000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Unnao in UNNAO typically follows the RBI holiday calendar. Digital transfers via ICIC00UDCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00UDCCB is the valid code for Zila Sahakari Bank Unnao IMPS at UNNAO, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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