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ICICI Bank

TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD BRANCH

+912472228807

IFSC CODE
ICIC00TNSBL
MICR Code 413820127
Branch Code 0TNSBL
City / District OSMANABAD
State MAHARASHTRA
Office Address GORE COMPLEX SAMATA NAGAR OSMANABD PIN 413501
Phone +912472228807
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch of ICICI Bank, the code ICIC00TNSBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00TNSBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD

Payment Systems Supported by ICIC00TNSBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—413820127—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in OSMANABAD typically follows the RBI holiday calendar. Digital transfers via ICIC00TNSBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00TNSBL is the valid code for TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD at OSMANABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • OSMANABAD IFSC Codes
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Financial Tools

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Branch Context

  • • TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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