Mayani Urban Co-operative Bank
Mayani Urban Co-operative Bank IMPS BRANCH
+912161270225
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Understanding IFSC Code: The Digital DNA of Mayani Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Mayani Urban Co-operative Bank IMPS
branch of Mayani Urban Co-operative Bank, the code ICIC00TMUCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00TMUCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Mayani Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Mayani Urban Co-operative Bank IMPS
Payment Systems Supported by ICIC00TMUCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415858501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mayani Urban Co-operative Bank in MAYANI typically follows the RBI holiday calendar. Digital transfers via ICIC00TMUCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00TMUCB is the valid code for Mayani Urban Co-operative Bank IMPS at MAYANI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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