Siddheshwar Urban Co-operative Bank Maryadit Sillod
Siddheshwar Urban Co-operative Bank Maryadit Sillod IMPS BRANCH
+919422701935
Understanding IFSC Code: The Digital DNA of Siddheshwar Urban Co-operative Bank Maryadit Sillod
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Siddheshwar Urban Co-operative Bank Maryadit Sillod IMPS
branch of Siddheshwar Urban Co-operative Bank Maryadit Sillod, the code ICIC00SIDUC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00SIDUC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Siddheshwar Urban Co-operative Bank Maryadit Sillod
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Siddheshwar Urban Co-operative Bank Maryadit Sillod IMPS
Payment Systems Supported by ICIC00SIDUC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—431899501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Siddheshwar Urban Co-operative Bank Maryadit Sillod in SILLOD typically follows the RBI holiday calendar. Digital transfers via ICIC00SIDUC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00SIDUC is the valid code for Siddheshwar Urban Co-operative Bank Maryadit Sillod IMPS at SILLOD, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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