Shivaji Nagari Sahakari Bank
Shivaji Nagari Sahakari Bank IMPS BRANCH
+917774039451
Understanding IFSC Code: The Digital DNA of Shivaji Nagari Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shivaji Nagari Sahakari Bank IMPS
branch of Shivaji Nagari Sahakari Bank, the code ICIC00SHNSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00SHNSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Shivaji Nagari Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shivaji Nagari Sahakari Bank IMPS
Payment Systems Supported by ICIC00SHNSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—431816501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shivaji Nagari Sahakari Bank in PAITHAN typically follows the RBI holiday calendar. Digital transfers via ICIC00SHNSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00SHNSB is the valid code for Shivaji Nagari Sahakari Bank IMPS at PAITHAN, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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