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Shri Basaveshwar Sahakari Bank Nyt.bagalkot

Shri Basaveshwar Sahakari Bank Nyt.bagalkot IMPS BRANCH

+918354235311

IFSC CODE
ICIC00SBSBN
MICR Code 587818002
Branch Code 0SBSBN
City / District BAGALKOT
State MAHARASHTRA
Office Address BASAVESHWAR BANK CIRCLE,SECTOR NO. 25,NAVANAGAR,BAGALKOT 587103
Phone +918354235311
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Shri Basaveshwar Sahakari Bank Nyt.bagalkot

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Shri Basaveshwar Sahakari Bank Nyt.bagalkot IMPS branch of Shri Basaveshwar Sahakari Bank Nyt.bagalkot, the code ICIC00SBSBN ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00SBSBN Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents Shri Basaveshwar Sahakari Bank Nyt.bagalkot

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Shri Basaveshwar Sahakari Bank Nyt.bagalkot IMPS

Payment Systems Supported by ICIC00SBSBN

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—587818002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shri Basaveshwar Sahakari Bank Nyt.bagalkot in BAGALKOT typically follows the RBI holiday calendar. Digital transfers via ICIC00SBSBN for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00SBSBN is the valid code for Shri Basaveshwar Sahakari Bank Nyt.bagalkot IMPS at BAGALKOT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

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Branch Context

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