District Co-operative Bank Pratapgarh
District Co-operative Bank Pratapgarh IMPS BRANCH
+915342220757
Understanding IFSC Code: The Digital DNA of District Co-operative Bank Pratapgarh
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the District Co-operative Bank Pratapgarh IMPS
branch of District Co-operative Bank Pratapgarh, the code ICIC00PRDCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00PRDCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents District Co-operative Bank Pratapgarh
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for District Co-operative Bank Pratapgarh IMPS
Payment Systems Supported by ICIC00PRDCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—230810002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The District Co-operative Bank Pratapgarh in PRATAPGARH typically follows the RBI holiday calendar. Digital transfers via ICIC00PRDCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00PRDCB is the valid code for District Co-operative Bank Pratapgarh IMPS at PRATAPGARH, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
- • GST Calculator Online
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Branch Context
- • District Co-operative Bank Pratapgarh IMPS Contact
- • Address of District Co-operative Bank Pratapgarh
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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