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ICICI Bank

OMERGA JANTA SAHAKARI BANK LTD BRANCH

+912475253373

IFSC CODE
ICIC00OJSBL
MICR Code 413823601
Branch Code 0OJSBL
City / District OSMANABAD
State MAHARASHTRA
Office Address MAIN ROAD OMERGA TALUKA OMERGA 413606
Phone +912475253373
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the OMERGA JANTA SAHAKARI BANK LTD branch of ICICI Bank, the code ICIC00OJSBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00OJSBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for OMERGA JANTA SAHAKARI BANK LTD

Payment Systems Supported by ICIC00OJSBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—413823601—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in OSMANABAD typically follows the RBI holiday calendar. Digital transfers via ICIC00OJSBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00OJSBL is the valid code for OMERGA JANTA SAHAKARI BANK LTD at OSMANABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
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  • • Bank Holiday in MAHARASHTRA

Financial Tools

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Branch Context

  • • OMERGA JANTA SAHAKARI BANK LTD Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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