Muzaffarnagar District Co-operative Bank
Muzaffarnagar District Co-operative Bank IMPS BRANCH
+911312436748
Understanding IFSC Code: The Digital DNA of Muzaffarnagar District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Muzaffarnagar District Co-operative Bank IMPS
branch of Muzaffarnagar District Co-operative Bank, the code ICIC00MUZAF ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00MUZAF Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Muzaffarnagar District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Muzaffarnagar District Co-operative Bank IMPS
Payment Systems Supported by ICIC00MUZAF
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—251804003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Muzaffarnagar District Co-operative Bank in MUZAFFARNAGAR typically follows the RBI holiday calendar. Digital transfers via ICIC00MUZAF for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00MUZAF is the valid code for Muzaffarnagar District Co-operative Bank IMPS at MUZAFFARNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Muzaffarnagar District Co-operative Bank IMPS Contact
- • Address of Muzaffarnagar District Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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