Zila Sahakari Bank Moradabad
Zila Sahakari Bank Moradabad IMPS BRANCH
+915912420116
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Moradabad
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Zila Sahakari Bank Moradabad IMPS
branch of Zila Sahakari Bank Moradabad, the code ICIC00MORAD ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00MORAD Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Zila Sahakari Bank Moradabad
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Zila Sahakari Bank Moradabad IMPS
Payment Systems Supported by ICIC00MORAD
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—244803001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Moradabad in MORADABAD typically follows the RBI holiday calendar. Digital transfers via ICIC00MORAD for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00MORAD is the valid code for Zila Sahakari Bank Moradabad IMPS at MORADABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Zila Sahakari Bank Moradabad IMPS Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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