Zila Sahakari Bank Meerut
Zila Sahakari Bank Meerut IMPS BRANCH
+911212421695
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Meerut
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Zila Sahakari Bank Meerut IMPS
branch of Zila Sahakari Bank Meerut, the code ICIC00MERUT ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00MERUT Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Zila Sahakari Bank Meerut
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Zila Sahakari Bank Meerut IMPS
Payment Systems Supported by ICIC00MERUT
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—250802000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Meerut in MEERUT typically follows the RBI holiday calendar. Digital transfers via ICIC00MERUT for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00MERUT is the valid code for Zila Sahakari Bank Meerut IMPS at MEERUT, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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