Mahesh Urbank Co-operative Bank Parli V.
Mahesh Urbank Co-operative Bank Parli V. IMPS BRANCH
+912446226161
Related Branches
Understanding IFSC Code: The Digital DNA of Mahesh Urbank Co-operative Bank Parli V.
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Mahesh Urbank Co-operative Bank Parli V. IMPS
branch of Mahesh Urbank Co-operative Bank Parli V., the code ICIC00MAUCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00MAUCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Mahesh Urbank Co-operative Bank Parli V.
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Mahesh Urbank Co-operative Bank Parli V. IMPS
Payment Systems Supported by ICIC00MAUCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—431863352—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mahesh Urbank Co-operative Bank Parli V. in PARALI typically follows the RBI holiday calendar. Digital transfers via ICIC00MAUCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00MAUCB is the valid code for Mahesh Urbank Co-operative Bank Parli V. IMPS at PARALI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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