Laxmi Urban Co-operative Bank Latur
Laxmi Urban Co-operative Bank Latur IMPS BRANCH
+912382251753
Understanding IFSC Code: The Digital DNA of Laxmi Urban Co-operative Bank Latur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Laxmi Urban Co-operative Bank Latur IMPS
branch of Laxmi Urban Co-operative Bank Latur, the code ICIC00LUCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00LUCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Laxmi Urban Co-operative Bank Latur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Laxmi Urban Co-operative Bank Latur IMPS
Payment Systems Supported by ICIC00LUCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—413811052—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Laxmi Urban Co-operative Bank Latur in LATUR typically follows the RBI holiday calendar. Digital transfers via ICIC00LUCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00LUCBL is the valid code for Laxmi Urban Co-operative Bank Latur IMPS at LATUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Laxmi Urban Co-operative Bank Latur Branch List
- • LATUR IFSC Codes
- • Swift Code for Laxmi Urban Co-operative Bank Latur
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Laxmi Urban Co-operative Bank Latur IMPS Contact
- • Address of Laxmi Urban Co-operative Bank Latur
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Laxmi Urban Co-operative Bank Latur ICIC00LUCBL code, find Laxmi Urban Co-operative Bank Latur IMPS branch details, Laxmi Urban Co-operative Bank Latur LATUR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Laxmi Urban Co-operative Bank Latur LATUR, online neft rtgs imps guide india, how to find ifsc code of Laxmi Urban Co-operative Bank Latur.