Zila Sahakari Bank Lalitpur
Zila Sahakari Bank Lalitpur IMPS BRANCH
+915176276416
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Lalitpur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Zila Sahakari Bank Lalitpur IMPS
branch of Zila Sahakari Bank Lalitpur, the code ICIC00LDCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00LDCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Zila Sahakari Bank Lalitpur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Zila Sahakari Bank Lalitpur IMPS
Payment Systems Supported by ICIC00LDCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—284801000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Lalitpur in LALITPUR typically follows the RBI holiday calendar. Digital transfers via ICIC00LDCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00LDCBL is the valid code for Zila Sahakari Bank Lalitpur IMPS at LALITPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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