Kurla Nagarik Sahakari Bank
Kurla Nagarik Sahakari Bank IMPS BRANCH
+912267294300
Understanding IFSC Code: The Digital DNA of Kurla Nagarik Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Kurla Nagarik Sahakari Bank IMPS
branch of Kurla Nagarik Sahakari Bank, the code ICIC00KURLA ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00KURLA Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Kurla Nagarik Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Kurla Nagarik Sahakari Bank IMPS
Payment Systems Supported by ICIC00KURLA
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400077002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kurla Nagarik Sahakari Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via ICIC00KURLA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00KURLA is the valid code for Kurla Nagarik Sahakari Bank IMPS at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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