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Hamirpur District Co-operative Bank

Hamirpur District Co-operative Bank IMPS BRANCH

+915281254115

IFSC CODE
ICIC00HDCCB
MICR Code 210818202
Branch Code 0HDCCB
City / District MAHOBA
State MAHARASHTRA
Office Address RATH RD,SHARAFIPURA,MAHOBA,UTTAR PRADESH 246701
Phone +915281254115
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Hamirpur District Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Hamirpur District Co-operative Bank IMPS branch of Hamirpur District Co-operative Bank, the code ICIC00HDCCB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00HDCCB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents Hamirpur District Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Hamirpur District Co-operative Bank IMPS

Payment Systems Supported by ICIC00HDCCB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—210818202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Hamirpur District Co-operative Bank in MAHOBA typically follows the RBI holiday calendar. Digital transfers via ICIC00HDCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00HDCCB is the valid code for Hamirpur District Co-operative Bank IMPS at MAHOBA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Hamirpur District Co-operative Bank IMPS Contact
  • • Address of Hamirpur District Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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