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ICICI Bank

THE GAYATRI CO-OPERATIVE URBAN BANK LTD BRANCH

+918500442678

IFSC CODE
ICIC00GAYAT
MICR Code 505846102
Branch Code 0GAYAT
City / District JAGTIAL
State ANDHRA PRADESH
Office Address H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P.
Phone +918500442678
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch of ICICI Bank, the code ICIC00GAYAT ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00GAYAT Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE GAYATRI CO-OPERATIVE URBAN BANK LTD

Payment Systems Supported by ICIC00GAYAT

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—505846102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in JAGTIAL typically follows the RBI holiday calendar. Digital transfers via ICIC00GAYAT for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00GAYAT is the valid code for THE GAYATRI CO-OPERATIVE URBAN BANK LTD at JAGTIAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THE GAYATRI CO-OPERATIVE URBAN BANK LTD Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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