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District Co-operative Bank Saharanpur

District Co-operative Bank Saharanpur IMPS BRANCH

+918859900630

IFSC CODE
ICIC00DCBLS
MICR Code
Branch Code 0DCBLS
City / District SAHARANPUR
State MAHARASHTRA
Office Address HEAD OFFICE,RAILWAY ROAD,SAHARANPUR 247001
Phone +918859900630
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of District Co-operative Bank Saharanpur

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the District Co-operative Bank Saharanpur IMPS branch of District Co-operative Bank Saharanpur, the code ICIC00DCBLS ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00DCBLS Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents District Co-operative Bank Saharanpur

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for District Co-operative Bank Saharanpur IMPS

Payment Systems Supported by ICIC00DCBLS

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The District Co-operative Bank Saharanpur in SAHARANPUR typically follows the RBI holiday calendar. Digital transfers via ICIC00DCBLS for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00DCBLS is the valid code for District Co-operative Bank Saharanpur IMPS at SAHARANPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • District Co-operative Bank Saharanpur IMPS Contact
  • • Address of District Co-operative Bank Saharanpur
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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