Banda District Co-operative Bank
Banda District Co-operative Bank IMPS BRANCH
+915192224659
Understanding IFSC Code: The Digital DNA of Banda District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Banda District Co-operative Bank IMPS
branch of Banda District Co-operative Bank, the code ICIC00BDCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00BDCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Banda District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Banda District Co-operative Bank IMPS
Payment Systems Supported by ICIC00BDCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—210828302—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Banda District Co-operative Bank in BANDA typically follows the RBI holiday calendar. Digital transfers via ICIC00BDCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00BDCBL is the valid code for Banda District Co-operative Bank IMPS at BANDA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Banda District Co-operative Bank IMPS Contact
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Platform Links
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