District Co-operative Bank Barabanki
District Co-operative Bank Barabanki IMPS BRANCH
+915248222293
Understanding IFSC Code: The Digital DNA of District Co-operative Bank Barabanki
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the District Co-operative Bank Barabanki IMPS
branch of District Co-operative Bank Barabanki, the code ICIC00BBDCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00BBDCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents District Co-operative Bank Barabanki
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for District Co-operative Bank Barabanki IMPS
Payment Systems Supported by ICIC00BBDCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—226804002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The District Co-operative Bank Barabanki in BARA BANKI typically follows the RBI holiday calendar. Digital transfers via ICIC00BBDCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00BBDCB is the valid code for District Co-operative Bank Barabanki IMPS at BARA BANKI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • District Co-operative Bank Barabanki IMPS Contact
- • Address of District Co-operative Bank Barabanki
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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