Urban Co-operative Bank Basti
Urban Co-operative Bank Basti IMPS BRANCH
+919415037225
Understanding IFSC Code: The Digital DNA of Urban Co-operative Bank Basti
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Urban Co-operative Bank Basti IMPS
branch of Urban Co-operative Bank Basti, the code ICIC00BASTI ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00BASTI Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Urban Co-operative Bank Basti
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Urban Co-operative Bank Basti IMPS
Payment Systems Supported by ICIC00BASTI
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—272803002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Urban Co-operative Bank Basti in BASTI typically follows the RBI holiday calendar. Digital transfers via ICIC00BASTI for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00BASTI is the valid code for Urban Co-operative Bank Basti IMPS at BASTI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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