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Allahabad District Co-operative Bank

Allahabad District Co-operative Bank IMPS BRANCH

+917705023704

IFSC CODE
ICIC00ALDCB
MICR Code 211490002
Branch Code 0ALDCB
City / District ALLAHABAD
State MAHARASHTRA
Office Address ALLAHABAD DISTRICT COOPERATIVE BANK LTD.CHOWK 211003
Phone +917705023704
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Allahabad District Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Allahabad District Co-operative Bank IMPS branch of Allahabad District Co-operative Bank, the code ICIC00ALDCB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC00ALDCB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents Allahabad District Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Allahabad District Co-operative Bank IMPS

Payment Systems Supported by ICIC00ALDCB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—211490002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Allahabad District Co-operative Bank in ALLAHABAD typically follows the RBI holiday calendar. Digital transfers via ICIC00ALDCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC00ALDCB is the valid code for Allahabad District Co-operative Bank IMPS at ALLAHABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Allahabad District Co-operative Bank IMPS Contact
  • • Address of Allahabad District Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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