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ICICI Bank

MADHYAMGRAM ETERNIS BRANCH

IFSC CODE
ICIC0008396
MICR Code 700229128
Branch Code 008396
City / District MADHYAMGRAM
State WEST BENGAL
Office Address ICICI BANK LTD SHOP NO G12C GROUND FLOOR SHOP NO F12B 1ST FLOOR ETERNIS OLD JASSORE ROAD
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MADHYAMGRAM ETERNIS branch of ICICI Bank, the code ICIC0008396 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0008396 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MADHYAMGRAM ETERNIS

Payment Systems Supported by ICIC0008396

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700229128—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in MADHYAMGRAM typically follows the RBI holiday calendar. Digital transfers via ICIC0008396 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0008396 is the valid code for MADHYAMGRAM ETERNIS at MADHYAMGRAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MADHYAMGRAM ETERNIS Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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