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ICICI Bank

GOH PUNDAUL BRANCH

IFSC CODE
ICIC0008115
MICR Code 824229011
Branch Code 008115
City / District GOH
State BIHAR
Office Address GROUND FLOOR MAUZA PUNDAUL THANA GOH THANA NO 193 KHATA NO 3 KHESRA NO 46 GOH
Phone Not Available
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Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOH PUNDAUL branch of ICICI Bank, the code ICIC0008115 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0008115 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOH PUNDAUL

Payment Systems Supported by ICIC0008115

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—824229011—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in GOH typically follows the RBI holiday calendar. Digital transfers via ICIC0008115 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0008115 is the valid code for GOH PUNDAUL at GOH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GOH PUNDAUL Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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