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ICICI Bank

SUKMA BRANCH

+919861343435

IFSC CODE
ICIC0007882
MICR Code 494229051
Branch Code 007882
City / District SUKMA
State CHHATTISGARH
Office Address ICICI BANK LTD., KHASARA NO. 710/17, OPP. IMST SCHOOL, DANTEWADA.JAGDALPUR ROAD, SUKMA, DIST. SUKMA.494111, CHHATTISGARH
Phone +919861343435
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SUKMA branch of ICICI Bank, the code ICIC0007882 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0007882 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SUKMA

Payment Systems Supported by ICIC0007882

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—494229051—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in SUKMA typically follows the RBI holiday calendar. Digital transfers via ICIC0007882 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0007882 is the valid code for SUKMA at SUKMA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • SUKMA IFSC Codes
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • SUKMA Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • CHHATTISGARH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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