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ICICI Bank

DUM DUM PARK BRANCH

IFSC CODE
ICIC0005825
MICR Code 700229193
Branch Code 005825
City / District SOUTHDUMDUM
State WEST BENGAL
Office Address 572 DUM DUM PARK PO DUM DUM PS LAKE TOWN KOLKATA WEST BENGAL 700055
Phone Not Available
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Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DUM DUM PARK branch of ICICI Bank, the code ICIC0005825 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0005825 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DUM DUM PARK

Payment Systems Supported by ICIC0005825

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700229193—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in SOUTHDUMDUM typically follows the RBI holiday calendar. Digital transfers via ICIC0005825 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0005825 is the valid code for DUM DUM PARK at SOUTHDUMDUM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • DUM DUM PARK Contact
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  • • WEST BENGAL Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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