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ICICI Bank

HARIPUR SIKTA BRANCH

IFSC CODE
ICIC0005790
MICR Code 845229008
Branch Code 005790
City / District HARINAGAR
State BIHAR
Office Address ICICI BANK LTD,MAUZA HARIPUR DHARMAPUR,ANCHAL,THANA SIKTA,THANANO 330,NR ARYA SAMAJMANDIRSIKTA
Phone Not Available
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Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HARIPUR SIKTA branch of ICICI Bank, the code ICIC0005790 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0005790 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HARIPUR SIKTA

Payment Systems Supported by ICIC0005790

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—845229008—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in HARINAGAR typically follows the RBI holiday calendar. Digital transfers via ICIC0005790 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0005790 is the valid code for HARIPUR SIKTA at HARINAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • HARINAGAR IFSC Codes
  • • Swift Code for ICICI Bank
  • • Bank Holiday in BIHAR

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • HARIPUR SIKTA Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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