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ICICI Bank

PANAGARH BRANCH

+918373060088

IFSC CODE
ICIC0004410
MICR Code 713229151
Branch Code 004410
City / District PANAGARH
State WEST BENGAL
Office Address ICICI BANK LTD., PRAYAGPUR, G.T. ROAD, PANAGAR, UNDER TRILOKCHANDRAPUR GRAM PANCHYAT, P.O. PANAGAR, P.S. KANKSA, WEST BENGAL.713148
Phone +918373060088
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PANAGARH branch of ICICI Bank, the code ICIC0004410 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0004410 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PANAGARH

Payment Systems Supported by ICIC0004410

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—713229151—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in PANAGARH typically follows the RBI holiday calendar. Digital transfers via ICIC0004410 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0004410 is the valid code for PANAGARH at PANAGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • PANAGARH IFSC Codes
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Financial Tools

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Branch Context

  • • PANAGARH Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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