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ICICI Bank

NATHRAU BRANCH

+918696924274

IFSC CODE
ICIC0004152
MICR Code 342229054
Branch Code 004152
City / District NATHRAU
State RAJASTHAN
Office Address ICICI BANK LTD., NEAR MAIN BUS STAND, VILLAGE NATHRAU, TEHSIL BALESAR, DIST-JODHPUR, RAJASTHAN-342309
Phone +918696924274
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Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NATHRAU branch of ICICI Bank, the code ICIC0004152 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0004152 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NATHRAU

Payment Systems Supported by ICIC0004152

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—342229054—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in NATHRAU typically follows the RBI holiday calendar. Digital transfers via ICIC0004152 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0004152 is the valid code for NATHRAU at NATHRAU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NATHRAU Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

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