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ICICI Bank

REPALLE BRANCH

+919642525558

IFSC CODE
ICIC0004001
MICR Code 522229562
Branch Code 004001
City / District REPALLE
State ANDHRA PRADESH
Office Address ICICI BANK LTD., YANDURU RESIDENCY, DOOR NO. 12.17.10/3, 10/4, RING ROAD, MAIN ROAD, GUNTUR, REPALLE, ANDHRA PRADESH.522265
Phone +919642525558
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the REPALLE branch of ICICI Bank, the code ICIC0004001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0004001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for REPALLE

Payment Systems Supported by ICIC0004001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—522229562—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in REPALLE typically follows the RBI holiday calendar. Digital transfers via ICIC0004001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0004001 is the valid code for REPALLE at REPALLE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • REPALLE IFSC Codes
  • • Swift Code for ICICI Bank
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • REPALLE Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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