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ICICI Bank

TRIPRAYAR BRANCH

+917907244694

IFSC CODE
ICIC0002681
MICR Code 680229008
Branch Code 002681
City / District TRIPRAYAR
State KERALA
Office Address ICICI BANK LTD., VELLANI BUILDING, PO NATTIKA, TRIPRAYAR, THRISSUR DIST., KERALA.680566
Phone +917907244694
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRIPRAYAR branch of ICICI Bank, the code ICIC0002681 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0002681 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRIPRAYAR

Payment Systems Supported by ICIC0002681

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680229008—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in TRIPRAYAR typically follows the RBI holiday calendar. Digital transfers via ICIC0002681 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0002681 is the valid code for TRIPRAYAR at TRIPRAYAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • TRIPRAYAR Contact
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Platform Links

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  • • IFSC Finder v2.0

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