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ICICI Bank

FATUHA BRANCH

+919205272652

IFSC CODE
ICIC0002518
MICR Code 803229352
Branch Code 002518
City / District FATWAH
State BIHAR
Office Address ICICI BANK LTD., PLOT NO.526, STATION ROAD, FATUHA, DISTRICT PATNA, BIHAR,.803201
Phone +919205272652
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FATUHA branch of ICICI Bank, the code ICIC0002518 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0002518 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FATUHA

Payment Systems Supported by ICIC0002518

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—803229352—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in FATWAH typically follows the RBI holiday calendar. Digital transfers via ICIC0002518 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0002518 is the valid code for FATUHA at FATWAH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • FATUHA Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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