Home / ICICI Bank / NAVSARISAYAJI LIBRARY
IC

ICICI Bank

NAVSARISAYAJI LIBRARY BRANCH

+912616105909

IFSC CODE
ICIC0000206
MICR Code 396229061
Branch Code 000206
City / District NAVSARI
State GUJARAT
Office Address ICICI BANK LTD., NIRMAL COMPLEX, SAYAJI ROAD, NAVSARI.396445
Phone +912616105909
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAVSARISAYAJI LIBRARY branch of ICICI Bank, the code ICIC0000206 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0000206 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAVSARISAYAJI LIBRARY

Payment Systems Supported by ICIC0000206

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—396229061—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in NAVSARI typically follows the RBI holiday calendar. Digital transfers via ICIC0000206 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0000206 is the valid code for NAVSARISAYAJI LIBRARY at NAVSARI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • ICICI Bank Branch List
  • • NAVSARI IFSC Codes
  • • Swift Code for ICICI Bank
  • • Bank Holiday in GUJARAT

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • NAVSARISAYAJI LIBRARY Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: ICICI Bank ICIC0000206 code, find NAVSARISAYAJI LIBRARY branch details, ICICI Bank NAVSARI contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for ICICI Bank NAVSARI, online neft rtgs imps guide india, how to find ifsc code of ICICI Bank.