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ICICI Bank

VALLABH VIDYA NAGAR BRANCH

+918980038393

IFSC CODE
ICIC0000085
MICR Code 388229120
Branch Code 000085
City / District VALLABH VIDYANAGAR
State GUJARAT
Office Address ICICI BANK LTD., FLAVOURS, NEAR BHAIKAKA STATUE, MOTA BAZAR, VALLABH VIDYA NAGAR GUJARAT.388120
Phone +918980038393
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of ICICI Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VALLABH VIDYA NAGAR branch of ICICI Bank, the code ICIC0000085 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ICIC0000085 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ICIC" represents ICICI Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VALLABH VIDYA NAGAR

Payment Systems Supported by ICIC0000085

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—388229120—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The ICICI Bank in VALLABH VIDYANAGAR typically follows the RBI holiday calendar. Digital transfers via ICIC0000085 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ICIC0000085 is the valid code for VALLABH VIDYA NAGAR at VALLABH VIDYANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • VALLABH VIDYA NAGAR Contact
  • • Address of ICICI Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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