IDBI
THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. AMBALAVAYAL BRANCH
+914936260412
Related Branches
Understanding IFSC Code: The Digital DNA of IDBI
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. AMBALAVAYAL
branch of IDBI, the code IBKL0SBCB02 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0SBCB02 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents IDBI
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. AMBALAVAYAL
Payment Systems Supported by IBKL0SBCB02
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—673843802—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The IDBI in AMBALAVAYAL typically follows the RBI holiday calendar. Digital transfers via IBKL0SBCB02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0SBCB02 is the valid code for THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. AMBALAVAYAL at AMBALAVAYAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. AMBALAVAYAL Contact
- • Address of IDBI
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Platform Links
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