Shri Chatrapati Shivaji Sahakari Bank
SRI CHATRAPATI SHIVAJI SAHKARI BANK BRANCH
+918472232611
Understanding IFSC Code: The Digital DNA of Shri Chatrapati Shivaji Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SRI CHATRAPATI SHIVAJI SAHKARI BANK
branch of Shri Chatrapati Shivaji Sahakari Bank, the code IBKL0876SCS ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0876SCS Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Shri Chatrapati Shivaji Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SRI CHATRAPATI SHIVAJI SAHKARI BANK
Payment Systems Supported by IBKL0876SCS
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—585805002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Chatrapati Shivaji Sahakari Bank in GULBARGA typically follows the RBI holiday calendar. Digital transfers via IBKL0876SCS for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0876SCS is the valid code for SRI CHATRAPATI SHIVAJI SAHKARI BANK at GULBARGA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • SRI CHATRAPATI SHIVAJI SAHKARI BANK Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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