Urban Co-operative Bank No 1758 Perinthalmanna
Urban Co-operative Bank No 1758 Perinthalmanna IMPS BRANCH
+914933220969
Understanding IFSC Code: The Digital DNA of Urban Co-operative Bank No 1758 Perinthalmanna
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Urban Co-operative Bank No 1758 Perinthalmanna IMPS
branch of Urban Co-operative Bank No 1758 Perinthalmanna, the code IBKL0763P10 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0763P10 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Urban Co-operative Bank No 1758 Perinthalmanna
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Urban Co-operative Bank No 1758 Perinthalmanna IMPS
Payment Systems Supported by IBKL0763P10
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Urban Co-operative Bank No 1758 Perinthalmanna in PERINTALMANNA typically follows the RBI holiday calendar. Digital transfers via IBKL0763P10 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0763P10 is the valid code for Urban Co-operative Bank No 1758 Perinthalmanna IMPS at PERINTALMANNA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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