Konoklota Mahila Urban Co-operative Bank
Konoklota Mahila Urban Co-operative Bank IMPS BRANCH
+917002411162
Understanding IFSC Code: The Digital DNA of Konoklota Mahila Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Konoklota Mahila Urban Co-operative Bank IMPS
branch of Konoklota Mahila Urban Co-operative Bank, the code IBKL0743KMC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0743KMC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Konoklota Mahila Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Konoklota Mahila Urban Co-operative Bank IMPS
Payment Systems Supported by IBKL0743KMC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—785814003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Konoklota Mahila Urban Co-operative Bank in JORHAT typically follows the RBI holiday calendar. Digital transfers via IBKL0743KMC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0743KMC is the valid code for Konoklota Mahila Urban Co-operative Bank IMPS at JORHAT, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Konoklota Mahila Urban Co-operative Bank IMPS Contact
- • Address of Konoklota Mahila Urban Co-operative Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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