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ID

IDBI

THE COASTAL URBAN CO OPERATIVE BANK LTD NO PERAYAM BRANCH BRANCH

+914742521986

IFSC CODE
IBKL0737CUC
MICR Code 691808203
Branch Code 737CUC
City / District KUNDARA
State KERALA
Office Address XII 547NANDAVANAMORCHID,MULAVANAPO,PINCODE 691503
Phone +914742521986
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of IDBI

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE COASTAL URBAN CO OPERATIVE BANK LTD NO PERAYAM BRANCH branch of IDBI, the code IBKL0737CUC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0737CUC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents IDBI

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE COASTAL URBAN CO OPERATIVE BANK LTD NO PERAYAM BRANCH

Payment Systems Supported by IBKL0737CUC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—691808203—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDBI in KUNDARA typically follows the RBI holiday calendar. Digital transfers via IBKL0737CUC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0737CUC is the valid code for THE COASTAL URBAN CO OPERATIVE BANK LTD NO PERAYAM BRANCH at KUNDARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • THE COASTAL URBAN CO OPERATIVE BANK LTD NO PERAYAM BRANCH Contact
  • • Address of IDBI
  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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